The Loving Heart Centre

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Example service and also marriage agreements

A: Introduction

When hiring someone to do a job for you, cleaning, driving, running your shop, or whatever, there is money involved.
Similarly, when marrying someone there is money involved.
And, it is not just money, but also managing expectations properly, being fair, not being cheated, knowing what you want from
him or her, knowing what he or she wants from you, being treated nicely, you being a good employer or partner, recording promises made
so that they can be met or broken as you or they wish..

Nowadays,people cheat and lie and forget what they have promised.., a contract is useful, and it is also useful to simply go through the process
of designing one so you and they can better understand what you both want and are prepared to do or give.

So, here are two example contracts for you to consider, use or not as you wish.
When making a fair agreement, you need to know about living costs in your area, assuming there is going to be some financial component to the both of you.
The reality is that there is ALWAYS a financial aspect, you may provide your wife with food, or she may provide you with a home, for example.
So, the concluding part of this page gives some details about costs in your area.
Specifically it shows the cost of buying food for you to eat at home sufficient for one week, assuming you do not go to restaurants etc.
Actually, costs everywhere are soon going to settle at a Base Cost of about Rs 960 per week.
This is the figure I include in the part time driver contract, and in the marital agreement.
Of course, the driver or wife may not want a written agreement and then one has to decide whether one wants to proceed anyway.

Of course, whenever there is a non-trivial relationship between two parties, there is always an agreement or contract, it just may not be written down.

And, the fact is that there are ONLY two fundamental contracts in existence or possible: the service agreement in B. below and the marital agreement in C. below.

In terms of the service agreement, although it is written specifically for a driver hire, it is in fact easy to adapt for ANY arrangement.

For example, if you are hiring a solicitor, all you do is set to zero the car allowance, the petrol allowance, per kilometre payments, etc.
unless you want him to drive for you also (which is seriously not advisable).
Then if you reduce the hourly rate to -(minus) 1,000,000,000 Rupees per week (i.e. -1000,000 times Base Cost) instead of plus (+) 6% of Base Cost
then you have a perfect agreement for hiring a solicitor (lawyer,advocate).

So long as you at the same time disregard his advices (like he tells you to 'go to court' and 'not go to court' in the same foul breath
of his you should do neither).

See My article 'Experts' and 'Gurus'
about solicitors and other con-'men'.

B: Example service agreement

The agreement starts with the line 'TO WHOM IT MAY CONCERN' below.
A few preliminary remarks are in order:
1. The figures in the agreement are for a part time (40%) agreement, because it refers to payment of only 100% of Base Cost,
and for only 28 hours of guaranteed wage.
Base Cost is only the cost of food for 1 person and is not a full wage. For a full time agreement, you need to enter and pay
a percentage depending on for example how many hours the two of you agree he/she should work.
A full time job is 70 hours per week, and a full time wage is 250% of Base Cost.
The proportion you could enter is therefore [hours to be worked] divided by 70 times 250%.
So, for example, for 70 hours you should enter 250%, for 56 hours work week enter 200%, for 35 hours work week enter 125%.

2. In some parts of the world they use gallons, not litres. Thus, 14 kmpl in the real world is 33 US/Latin America liquid gallons per mile and 40 UK/Canada imperial gallons per mile.

TO WHOM IT MAY CONCERN

[EXAMPLE] RE: Agreement between XX YY and Shyam Mehta
Date:16/9/2017

Shyam Mehta ("Shyam") of address South West Tour & Travels, Light House Road, Kovalam, City/PO: Vizhinjam, District: THIRUVANANTHAPURAM, State: Kerala, zip: 695521, India
Tel: 070 2588 5808xx
Email: shyammehta66@gmail.com

XX YY("XX") of , City/PO: , District: THIRUVANANTHAPURAM, State: Kerala, zip: ,India
Tel: ZZ
Email:AA@BB

Introduction:

1. The currency of this agreement is Indian rupees.
2. Location of this agreement is Thiruvananthapuram, India.
3. In this agreement, everything is expressed as a proportion of what is called 'Base Cost' for 2. above, in the article
Example service and also marriage agreements.
4. Base Cost for this agreement is currently Rs 960 per week, $15, as posted from time to time on www.lovingheartcentre.net
5. Record keeping for this agreement is to be done by Shyam and for this purpose the following spreadsheet will be used:
Driver agreement record keeping
6. All the data needed for a reasonable contract are shown and can be entered in orange colour in the spreadsheet.
7. There are two principal aspects to the agreement: payment of the driver for his time and the cost of running a car, for example
the driver may have a car and you may want to use his.
8. Or, you may want to know a reasonable estimate of the cost of running your own car.
9. For the driver, I have included a full time wage of 250% of Base Cost, for 70 hours work per week and as an example, I have assumed
you pay him for 40% of the time as a minimum and will pay him proportionately extra for additional hours worked for you.
10. These are the 3 basic items of informtion you need, but you will see from the contract below and from the spreadsheet that there are
various other items of data also useful - just change the items in orange if you want to, but there is no need.
11. If you just want to know about hiring someone, with no car involved, just enter 'no' in the box 'Has Car'.
12. To find out the cost of running a car, the items of information you need are the (on the road) value of the car, whether it is diesel or petrol, and its on the road fuel efficiency (km per litre).
13. Fuel efficiency is typically 10% to 30% less than stated by the car manufacturer.
14. If you just want to know about the cost of having a car, you need to enter 'Has car' = yes, 'Driver pays for fuel' = yes
15. 'Proportion of full time position and car usage'= 100%, and 'Payment pw for full time, %Base Cost:" = 0% rather than 250%.
16. You should note that it is much much cheaper to run a small car than a big car: a Rs 5 lakhs car costs about Rs 700 per week plus
Rs 2.6 per kilometre for diesel (petrol is more, Rs 3.7), whereas an Rs 18 lakhs car costs about Rs 5700 per week plus Rs 6.1 per kilometre diesel cost.


Terms of agreement:

1. Shyam will employ XX for various tasks, mainly driving, but also for example for email, shopping, errands and cleaning. 2. The date of employment commences on 17/9/2017.

3. Shyam will make weekly payments to XX as follows, the first payment being on Sunday 24/9/2017:
3.1. A part time proportion of 40% of 250% of Base Cost for up to this proportion of a full 70 hours work per week (for example,
if Shyam in a particular week only requires XX to work for say 5 hours, XX will still be paid 40% of 250% of Base Cost).
3.2. An amount of 3.57% of Base Cost for every hour over 28 hours per week (maximum of 10 hours per day).
3.3. If XX has a car valued at Rs 5 lakhs, and it is in the agreement, an additional amount of 29% of Base Cost each week for having
possession of the car for 40% of the week (28 hours), plus
3.4. 0.30% of Base Cost per km for diesel (if XX pays for the fuel used), and an amount of 1% of Base Cost per hour for posessing the car for extra hours.
3.5. In the above, petrol usage that Shyam pays for includes travel from XX's home to Shyam's home in order for him to work.
3.6. In the above, hours worked that Shyam pays for does not include travel from XX's home to Shyam's home in order for him to work.
3.7. In addition, Shyam would pay for breakfast, lunch and dinner if XX was working at the time.
3.8. For overnight stays, mostly the hotel would provide free accomodation; if not Shyam would give an additional amount of 10% of Base Cost per night.
3.9. Availability. On occassions when Shyam needs XX at short notice, for example, 30 minutes, he will be given an extra 2% of Base Cost if he arrives within the notice period. However, it is not anticipated that Shyam will need XX at short notice very often.
3.10. Being on time. A payment of 2% of Base Cost is made for every occassion when XX is at the agreed meeting place ready for work at the time mutually agreed.
3.11. Keeping promises. A payment of 2% of Base Cost is made for every occassion when XX does what he said he would do, for example, be at a particular place at the time specified with implied terms that he is ready to commence work then.
3.12. Being agreeable. A payment of 2% of Base Cost is made for every occassion when XX does not argue, does not say 'no' or the equivalent, does not disagree to a verbal or written instruction from Shyam and just does what he is told to do.
3.13. Being polite. A payment of 2% of Base Cost is made for every occassion when Shyam deems that XX is being genuinely polite as opposed to American polite (just saying or doing something to garner a favour).
3.14. The numbers of occassions mentioned in 3.9. to 3.13. will be determined by Shyam at His sole discretion.
3.15. Shyam is responsible for and will pay any tolls, parking fees and interstate taxes.
3.16. This employment, this agreement and these payments continue indefinitely until the earlier of the death of Shyam or XX, unless terminated or unless payments are reduced in accordance with 4. and 5. below.

4. The amount of payment under 3. above will be reduced if XX refuses to do some work for Shyam, unless the refusal is on account of ill-health or incapacity due to an accident. Refusal includes occassions when XX does not arrive within 15 minutes of the agreed time.
4.1. The amount of reduction will be 1.5% of Base Cost per kilometre of job refused, and also
4.2. An amount of reduction of 6% of Base Cost per hour of job refused.
4.3. Reduction in base pay if XX is ill or incapacitated due to accident: 30%, down to 70% of Base Cost per week.
4.4. The car allowance of 29% of Base Cost per week continues for a period of 3 weeks from the date of accident or illness.
4.5. Unavailability. On occassions when Shyam needs XX at short notice, for example, 30 minutes, he will be deducted 2% of Base Cost if he does not arrive within the notice period. However, it is not anticipated that Shyam will need XX at short notice very often.
4.6. Not being on time. A payment of 2% of Base Cost will be deducted for every occassion when XX is not at the agreed meeting place ready for work at the time mutually agreed.
4.7. Not keeping promises. A payment of 2% of Base Cost will be deducted for every occassion when XX does not do what he said he would do, for example, be at a particular place at the time specified with implied terms that he is ready to commence work then.
4.8. Being disagreeable. A payment of 2% of Base Cost will be deducted for every occassion when XX argues, says 'no' or the equivalent, disagrees with a verbal or written instruction from Shyam and does not just do what he is told to do.
4.9. Being impolite. A payment of 2% of Base Cost will be deducted for every occassion when Shyam deems that XX is being impolite or rude, with unkindness, jealousy etc. being the heart of the matter.
4.10. The numbers of occassions mentioned in 4.5. to 4.9. will be determined by Shyam at His sole discretion.
4.11. Employment will terminate if there is no payment for more than 2 weeks.
4.12. Employment will terminate if the number of occassions when Shyam deems XX to have been unavailable, not on time, not keeping promises and being disagreeable exceeds 100.
4.13. Employment will also be terminated if XX drives unsafely or if he drinks alcohol or takes drugs.
4.14. The maximum speed at which he is allowed to drive is 100 km per hour. If he exceeds this speed he will be deducted from payment the sum of 5% of Base Cost on each occassion. If he exceeds the speed of 120 km per hour on more than two occassions, employment will be terminated.

5. XX is free to cease working for Shyam at any time.
5.1. But, he will not be paid for a trip away from Shyam's home if he does not deliver him back to Shyam's home after the trip.
5.2. XX hereby agrees to give Shyam as much notice as possible of a desire to cease working for Shyam, and also as far as possible to promptly notify Shyam of any accident or illness that will force him to refuse jobs.
5.3. XX also confirms and agrees that he will at all times try his best to drive safely, and avoid drinking alcohol or drugs.
5.4. XX agrees to keep his car clean and in good working order, and to do the same also if he is driving a car supplied by Shyam.
5.5. XX recognizes that he is driving his car at his own risk and cost: if anything happens to his car, any cost is XX's responsibilty.
5.6. Of course, if at some point, Shyam supplies a car under this agreement, then any cost will be met by Shyam.
5.7. If XX supplies a car under this agreement, he pays for all insurance, taxes, repair bills, maintenance, service, etc. as needed.
5.8. If the car is involved with an accident, XX is to pay the repair cost or the insurance deductible.
5.9. In this agreement both parties agree to be reasonable and kind in their treatment of each other, so that for example, Shyam will listen to and possibly take heed of any exceptional circumsatnces immpacting XX and XX will possibly take heed of exceptional circumstances impacting Shyam.

6. There is a machine translation into Malayalam of this agreement immediately following this clause. However, the terms of the agreement are as set out above and not, if they differ, as set out in the Malayalam version below.


Signed:

Name: XX YY

Date:16/9/2017

Signed:

Name: Shyam Mehta

C: Example marital agreement

The agreement starts with the line 'TO WHOM IT MAY CONCERN' below.
A few preliminary remarks are in order:
1. Marriage is nothing whatsoever to do with cooking, cleaning, driving, watching TV together, going on holiday together, working or cutting a man's toe nails.
2. So, some activities associated with Western 'marriage' can/should be covered by the service agreement in B. above.
3. Other activities the man and woman do together for mutual gain, like watching TV or going on holiday. If the man pays for this it is sheer theft,unless the woman contributes in other ways.
4. Now a woman may think to herself, 'oh I love the idea of stealing from my man', I get something for nothing, or I get 50% of his wealth if I
annoy him so much that he leaves me or if I leave him.
5. Strangely, to the Western mind, the world is not at all like that. You steal and something will be stolen from you. Maybe your heart by Satan.
6. And the price of selling your heart and mind to Satan, Jesus, Krishna, Allah, etc. is high, but they do not pay it, you do.
7. It is not at all a fair commercial capitalist exchange: you give your mind and in addition you end up giving your blood, your home, etc.
8. You get a double whammy of horror, like happened in socialist Germany with the Nazis or Stalin's Russia or China's Mao..
9. A marital agreement is about sex.
10.You should not agree to marriage unless you love the person and then of course you do not
need any agreement because giving love is far more valuable than anything else.
11. Nowadays, men and women have typically one experience of sex and it is so bad, disappointing, quick, etc. that they get fed up.
12. Instead they focus their tiny minds on going to the hairdresser, washing the car, work etc.
13. But, sex is fundamental to mankind. It is, along with love, the reason for your existence. It cannot does not go away.
14. Your soul wants it even if 'you' the mind have given up. You have not actually given up, it is not possible. You want it.
15. When you experience proper sex, you will never want to let it go. It is a wonderful thing, it makes you young, happy,..
16. Nowadays at about age 21, men and women start getting old. They become fatter and fatter, ugglier and ugglier, more and more unhealthy (usually)
17. But even a 200 kg or 40 kg 90 year old man or woman wants it.
18. And, furthermore, they can have it. Exercise, diet, vegetarian, becoming good can turn a 200 kg 90 year old into a 60 kg feel and look
like 20 year old.
19. Nothing is impossible for Lord Vishnu.Why would He let you live to 90 without any purpose if He were not giving you opportunity for sex?
20. What is sex? It is orgasm. Your mind is blown up with orgasm, electrical energy that floods the brain destroying evil and bringing in happiness.
21. But, nowadays when you do it with a prostitute or a 'wife' (they are the same thing, both want your money or sex, not you), you,
and maybe she-devil also get half an orgasm, maybe not even that.
22. According to the old British love and romance stories, best in world, it was all lovely and great. Maybe you also read somewhere that sex was great
23. These British love and romance stories were pure fiction, dreams. The only country where happiness it happened was Tamil Nadu.
24. These fiction writers experienced one minute, were hugely disappointed and wanted 1 million times more so wrote about the latter.
25. In India, many Indian men are a little horny and often, disappointed with their 'wife', turn to a second prostitute for release.
26. They pay Rs 200 maybe even more for an Indian woman for 1 hour.
27. But, it is never ever 1 hour, it is about 2 minutes. After release, as opposed to sex, most 25 year old Indian men are so old they cannot enjoy
a second session for 2 hours more, by which time they have left prostitute #2 and are burning up their prostrates with chilli.
28. So, they have 1.5 minutes of sex and 0.5 minutes of release, once a month from a woman and every 3 days from themselves. 30. Now, about release, you are better at doing it than your partner is to you. You may not get it, eg if you are a woman, but everyone tries
31. It is a completely stupid idea that men have to pay prostitute #1 or occassional prostitute #2 to do it to them.
unless she is very good when it is highly worthwhile

32. It is not as if it is a chore that you want someone else to do, you enjoy doing it to yourself and why pay anyone else for a worse job?
33. But, do you really enjoy release? No. It is the orgasm before that that is enjoyable, although release is something that everyone wants.
34. So, the real cost of sex in India is 200 rupees/1.5 minutes
35. You know, this Lord Vishnu of Mine, He can do ANYTHING. Today for example, I had milk twice. I pour it into a bowl and then sip etc.
36. Afterwards I clean the bowl. It is an absolute habit of Mine to clean dishes etc. after eating.
37. I look at the bowl when next I want to drink and it is 'dirty' with milk remains in it, happens twice.
38. The packets of milk here in Kerala are not so easy to handle so I spill a little on the fridge top. I clean it up.
39. I go back and there is milk on the top.
40. Yesterday My Lord did away with 3 of My milk packets. Just disappeared them...What He does with My computer you cannot believe.
41. Anyways, 200/1.5 is Rs 8000 per hour. Actually this is only an approximate figure. Lord Vishnu says true cost in India is Rs 7000 per hour.
42. Now Base Cost is Rs 960 per week, so the cost of sex in India is about 1100 times Base Cost.
43. With recent changes, there are only some men on earth able to afford sex from a woman, eg not Mr Gates now maybe.
44. But the fact is that every vegetarian man and every vegetarian woman is able to both give and receive sex unless thay are involved with
the Catholic Pope's policy of crucifiction of African boys, for example.
45. With all the above in mind, here is My example agreement:

TO WHOM IT MAY CONCERN

RE: Agreement between XX YY and Shyam Mehta
Date:17/9/2017

Shyam Mehta ("Shyam") of address South West Tour & Travels, Light House Road, Kovalam, City/PO: Vizhinjam, District: THIRUVANANTHAPURAM, State: Kerala, zip: 695521, India
Tel: 070 2588 5808
Email: shyammehta66@gmail.com

Miss XX YY("Miss XX, maybe Mrs Mehta") of , City/PO: , District: THIRUVANANTHAPURAM, State: Kerala, zip: ,India
Tel: ZZ
Email:AA@BB

Introduction:

1. The currency of this agreement is sex.
2. Location of this agreement is bedroom,.., anywhere private, in Thiruvananthapuram, India, or anywhere.
3. Base Cost for this agreement is currently Rs 960 per week, $15, as posted from time to time on www.lovingheartcentre.net
4. The cost of sex in this agreement is assessed at 1100 times Base Cost.
5. The cost of other activities, like cleaning, shopping is assessed at 2.5 times Base Cost (absolute max).

Terms of agreement:

NB. I have NOT checked over this agreement so am not sure whether it is a good one or not

1. Shyam and Miss XX, maybe Mrs Mehta are always free to do what they want, when they want, so long as, see :
Twelve Commandments, Commandments 1,4,5,6,8,9,10,12:

C1. You shall not give pain to any feeling beings.
C4. You shall not deprive any feeling being of their liberty..
C5. They (and their children, grandchildren,..) should be looked after.
C6. You shall not have sexual activity with anyone who does not want it...
C8. You shall not use any device (threats, drugs,..) to inflict pain, theft, loss of liberty or undesired sexual activity.
C9. The man and women shall look after all members of the family.
C10. You shall give sexual pleasure to the man or woman in your family who wants it...
C12. The man and women family members shall not have sexual activity with another person while the woman lives with the man.

2. The definitions given are important too:

D1. A family consists of a man, all women with whom he has had sex with (entered the vagina and released semen) who live with him...
D2. Pain includes causing future pain, for example by having cooked food.
D3. Look after means ensuring that the family member is not hungry, thirsty or dirty.

3. Under the terms of this agreement, Miss XX, maybe Mrs Mehta, are free to leave each other as and if or when they wish (C4).
4. Under the terms of this agreement, I will NOT have sexual activity with Miss XX, maybe Mrs Mehta, unless she wants it.
5. Under the terms of this agreement, Miss XX, maybe Mrs Mehta, will NOT have sexual activity with Me unless I want it.
6. For example, she maybe fat, ugly, 70, with American mother like breasts.
7. I will then not have sexual desire for her, and will not 'want it' under C6 above.
8. She shall not therefore give Me sexual pleasure, and therefore, I will not give it to her, as otherwise
9. She would owe Me a large amount of money: Rs 1100 times 960 divided by 7 divided by 22 = Rs 6,870 per hour of receipt
10. No woman nowadays can afford this kind of money and I do not want to inflict the pain and suffering due to a woman who steals big time.
11. But, there is no reason why we could not be happy together, enjoying holidays or whatever.
12. And, there is no reason why Lord Vishnu could not change the shape of her breasts, turn her into a beauty queen or whatever.
13. So, marriage (entering her vagina and releasing semen into it) is by no means to be dismissed.
14. But under D1, she would not be a family member until/if that happens and so I would be free to have sexual relations with another woman.
15. Similarly, she would be free to have sexual relations with another man, while living with Me.
16. Incidentally, since she would not be a family member, there is no reason for Me to look after her, keep her from hunger, thirst, etc.
17. So, we would have a 50/50 sharing relationship: if we go to the Bahamas on holiday, she would pay 50%, I would pay 50%, etc.
18. If, instead, I was having a marital arrangement with a woman whom I was attracted to, it is easy to ensure that the relationship is fair,
even if the woman is destitute.
19. For example,suppose the woman stays with Me and I give her accomodation, food, clothing etc. worth Rs 2,500 per week.
20. All that has to happen is that she gives Me 2500/6870 hours of pleasure more than I give her: namely 22 minutes each week.
21. And who cares about 22 minutes in the context of 22 times 7 = 154 hours per week of sheer joy?
22. Of course nowadays, women are not very fit and may not be able to cope with 22 hours per day.
23. But, that is easily solved, with exercise, diet, sexual activity and with Lord Vishnu's grace.
24. To sum up, I have already done so in respect of a woman whom I am not attracted to, but the marital agreement for a woman whom I/you
attracted to implies, obviously:
24.1. We would pleasure each other or she would have to leave
24.2. We would marry.
24.3. We would look after each other (if desired by the other, until death).
24.4. Neither of us would have sexual relations with another
24.5. She would not cook for Me.
24.6. She would be free to leave at any time, do whatever she wanted.
24.7. However, as you know from reading other articles on this website, she would soon want to surrender to Me.
24.8. And once that happened she would belong to Me with no freedom whatsoever, for Me to do with her as I wish.
24.9. And, with love that would happen, she would be as happy as can be even if I cut her arm off, which of course I would not do.
24.10. And the nature of true love is that she would want Me to cut her arm off if that is what I wanted to do.

24.11. And, to finally sum up the terms of a marital agreement: she does what she wants, I do what I want, but no pain etc.

24.12. And finally finally to sum up: she does what I want and she wants to do what I want, and I do what I want.
24.13. Our souls merge and we become One.
24.14. She knows what I want even before I think it.
And that is lovin'.

D: Cost of living in your city to determine 'Base Cost' for any agreement you may wish to make

Sometimes, it is useful to know about living costs.
For example, you may be thinking of finding someone to do some work for you and want to know how much you should pay them.
Or, you may be considering marriage and want to know what is a fair financial basis for the marriage.
Or, you may be just interested in knowing how much money you need to survive.
The best starting point is knowing about food costs.
The following table gives a reasonable indication of what these were.
Look down the table and find your country (or a similar country if yours is not shown) and look for the cost for the city shown which is nearest you.
For example, I used to live in Kovalam, and the nearest place is Thiruvananthapuram, India. The cost shown is USD 15
This is roughly how much I spend on My weekly shop.
If you are not used to using the currency US dollars, go onto the internet and search for eg 'rupees dollar exchange rate'
In My case I am also familiar with rupees so I did this and the currency rate is 64.15.
So My cost of weekly shop in rupees is about 64.15 times 15 = Rs 960.
Actually, this is really not My cost, but the cost for a typical local person in My area.

However, with mass unemployment in each country, all costs are coming diwn radically towards
costs in Kovalam.

City, Country: Amount spent in an average week on food shopping for one person (assuming you eat at home)

NB: These are costs in the past and are no longer relevant.

Tirana, Albania: USD 26
Algiers, Algeria: USD 28
Buenos Aires, Argentina: USD 40
Cordoba, Argentina: USD 38
Yerevan, Armenia: USD 24
Adelaide, Australia: USD 60
Brisbane, Australia: USD 59
Cairns, Australia: USD 62
Canberra, Australia: USD 58
Darwin, Australia: USD 63
Gold Coast, Australia: USD 55
Hobart, Australia: USD 59
Melbourne, Australia: USD 60
Newcastle, Australia: USD 55
Perth, Australia: USD 63
Sydney, Australia: USD 63
Graz, Austria: USD 52
Linz, Austria: USD 61
Vienna, Austria: USD 53
Baku, Azerbaijan: USD 22
Nassau, Bahamas: USD 76
Manama, Bahrain: USD 42
Dhaka, Bangladesh: USD 25
Minsk, Belarus: USD 24
Antwerp, Belgium: USD 59
Brussels, Belgium: USD 57
Gent, Belgium: USD 59
Leuven, Belgium: USD 59
Hamilton, Bermuda: USD 103
Banja Luka, Bosnia And Herzegovina: USD 27
Sarajevo, Bosnia And Herzegovina: USD 29
Belo Horizonte, Brazil: USD 35
Brasilia, Brazil: USD 38
Campinas, Brazil: USD 39
Curitiba, Brazil: USD 34
Florianopolis, Brazil: USD 35
Porto Alegre, Brazil: USD 37
Recife, Brazil: USD 38
Rio De Janeiro, Brazil: USD 39
Sao Paulo, Brazil: USD 39
Plovdiv, Bulgaria: USD 27
Sofia, Bulgaria: USD 29
Varna, Bulgaria: USD 28
Phnom Penh, Cambodia: USD 37
Barrie, Canada: USD 55
Calgary, Canada: USD 53
Edmonton, Canada: USD 53
Fredericton, Canada: USD 51
Gatineau, Canada: USD 52
Guelph, Canada: USD 50
Halifax, Canada: USD 58
Hamilton, Canada: USD 45
Kelowna, Canada: USD 52
Kingston, Canada: USD 50
Kitchener, Canada: USD 45
Lethbridge, Canada AB: USD 56
London, Canada: USD 50
Mississauga, Canada: USD 52
Moncton, Canada: USD 49
Montreal, Canada: USD 50
Nanaimo, Canada BC: USD 52
Ottawa, Canada: USD 49
Quebec City, Canada: USD 51
Red Deer, Canada: USD 56
Regina, Canada: USD 51
Saskatoon, Canada: USD 59
St. John's, Canada NL: USD 60
Surrey, Canada: USD 50
Toronto, Canada: USD 50
Vancouver, Canada: USD 53
Victoria, Canada: USD 54
Waterloo, Canada: USD 55
Windsor, Canada: USD 49
Winnipeg, Canada: USD 50
Santiago, Chile: USD 38
Beijing, China: USD 33
Chengdu, China: USD 26
Guangzhou, China: USD 32
Shanghai, China: USD 40
Shenzhen, China: USD 36
Bogota, Colombia: USD 26
Cali, Colombia: USD 22
Medellin, Colombia: USD 24
San Jose, Costa Rica: USD 44
Osijek, Croatia: USD 33
Rijeka, Croatia: USD 39
Split, Croatia: USD 39
Zagreb, Croatia: USD 38
Limassol, Cyprus: USD 43
Nicosia, Cyprus: USD 45
Brno, Czech Republic: USD 33
Olomouc, Czech Republic: USD 30
Ostrava, Czech Republic: USD 30
Prague, Czech Republic: USD 35
Aalborg, Denmark: USD 63
Arhus, Denmark: USD 58
Copenhagen, Denmark: USD 66
Santo Domingo, Dominican Republic: USD 37
Cuenca, Ecuador: USD 31
Guayaquil, Ecuador: USD 35
Quito, Ecuador: USD 35
Alexandria, Egypt: USD 17
Cairo, Egypt: USD 18
San Salvador, El Salvador: USD 36
Tallinn, Estonia: USD 39
Tartu, Estonia: USD 35
Addis Ababa, Ethiopia: USD 35
Helsinki, Finland: USD 60
Tampere, Finland: USD 56
Turku, Finland: USD 56
Lille, France: USD 52
Lyon, France: USD 61
Marseille, France: USD 48
Nantes, France: USD 52
Paris, France: USD 62
Toulouse, France: USD 56
Tbilisi, Georgia: USD 23
Aachen, Germany: USD 47
Berlin, Germany: USD 49
Bonn, Germany: USD 49
Bremen, Germany: USD 45
Cologne, Germany: USD 48
Dresden, Germany: USD 46
Dusseldorf, Germany: USD 58
Frankfurt, Germany: USD 58
Hamburg, Germany: USD 56
Heidelberg, Germany: USD 52
Karlsruhe, Germany: USD 49
Leipzig, Germany: USD 45
Munich, Germany: USD 55
Nuremberg, Germany: USD 48
Stuttgart, Germany: USD 50
Accra, Ghana: USD 47
Athens, Greece: USD 43
Heraklion, Greece: USD 43
Patras, Greece: USD 38
Thessaloniki, Greece: USD 42
Guatemala City, Guatemala: USD 34
Hong Kong, Hong Kong: USD 56
Budapest, Hungary: USD 33
Debrecen, Hungary: USD 30
Reykjavik, Iceland: USD 91
Ahmedabad, India: USD 20
Bangalore, India: USD 21
Bhubaneswar, India: USD 18
Chandigarh, India: USD 20
Chennai, India: USD 20
Coimbatore, India: USD 17
Delhi, India: USD 23
Goa, India: USD 20
Gurgaon, India: USD 25
Hyderabad, India: USD 19
Indore, India: USD 19
Jaipur, India: USD 20
Kochi, India: USD 18
Kolkata, India: USD 20
Lucknow (Lakhnau), India: USD 20
Ludhiana, India: USD 22
Mangalore, India: USD 16
Mumbai, India: USD 23
Mysore, India: USD 19
Nagpur, India: USD 19
Navi Mumbai, India: USD 21
Noida, India: USD 23
Pune, India: USD 22
Surat, India: USD 20
Thane, India: USD 21
Thiruvananthapuram, India: USD 15
Vadodara, India: USD 20
Visakhapatnam, India: USD 18
Bali, Indonesia: USD 32
Bandung, Indonesia: USD 28
Jakarta, Indonesia: USD 35
Medan, Indonesia: USD 27
Surabaya, Indonesia: USD 30
Yogyakarta, Indonesia: USD 26
Tehran, Iran: USD 29
Baghdad, Iraq: USD 35
Irbil, Iraq: USD 38
Cork, Ireland: USD 55
Dublin, Ireland: USD 60
Galway, Ireland: USD 54
Limerick, Ireland: USD 64
Beersheba, Israel: USD 59
Haifa, Israel: USD 56
Jerusalem, Israel: USD 62
Ramat Gan, Israel: USD 58
Tel Aviv-Yafo, Israel: USD 63
Bergamo, Italy: USD 54
Bologna, Italy: USD 53
Brescia, Italy: USD 48
Florence, Italy: USD 57
Genoa, Italy: USD 57
Milan, Italy: USD 58
Naples, Italy: USD 50
Padova, Italy: USD 55
Parma, Italy: USD 53
Rome, Italy: USD 54
Trieste, Italy: USD 53
Turin, Italy: USD 49
Kingston, Jamaica: USD 49
Osaka, Japan: USD 56
Tokyo, Japan: USD 69
Amman, Jordan: USD 42
Almaty, Kazakhstan: USD 26
Astana, Kazakhstan: USD 27
Nairobi, Kenya: USD 31
Pristina, Kosovo (Disputed Territory): USD 20
Riga, Latvia: USD 36
Beirut, Lebanon: USD 45
Kaunas, Lithuania: USD 34
Vilnius, Lithuania: USD 36
Luxembourg, Luxembourg: USD 60
Skopje, Macedonia: USD 25
Johor Bahru, Malaysia: USD 35
Kota Kinabalu, Malaysia: USD 34
Kuala Lumpur, Malaysia: USD 33
Penang, Malaysia: USD 34
Petaling Jaya, Malaysia: USD 35
Selangor, Malaysia: USD 32
Malta, Malta: USD 46
Sliema, Malta: USD 52
Cancun, Mexico: USD 26
Guadalajara, Mexico: USD 26
Merida, Mexico: USD 26
Mexico City, Mexico: USD 28
Monterrey, Mexico: USD 28
Puebla, Mexico: USD 24
Puerto Vallarta, Mexico: USD 25
Queretaro, Mexico: USD 26
Tijuana, Mexico: USD 26
Chisinau, Moldova: USD 23
Ulaanbaatar, Mongolia: USD 31
Podgorica, Montenegro: USD 30
Casablanca, Morocco: USD 27
Rabat, Morocco: USD 29
Kathmandu, Nepal: USD 24
Amsterdam, Netherlands: USD 60
Eindhoven, Netherlands: USD 52
Groningen, Netherlands: USD 51
Maastricht, Netherlands: USD 56
Rotterdam, Netherlands: USD 52
The Hague (Den Haag), Netherlands: USD 56
Utrecht, Netherlands: USD 55
Auckland, New Zealand: USD 63
Christchurch, New Zealand: USD 59
Hamilton, New Zealand: USD 62
Wellington, New Zealand: USD 58
Lagos, Nigeria: USD 28
Bergen, Norway: USD 78
Oslo, Norway: USD 80
Stavanger, Norway: USD 80
Trondheim, Norway: USD 80
Muscat, Oman: USD 38
Islamabad, Pakistan: USD 23
Karachi, Pakistan: USD 20
Lahore, Pakistan: USD 22
Panama City, Panama: USD 45
Asuncion, Paraguay: USD 25
Lima, Peru: USD 32
Cebu, Philippines: USD 31
Davao, Philippines: USD 23
Makati, Philippines: USD 39
Manila, Philippines: USD 29
Quezon City, Philippines: USD 24
Valenzuela, Philippines: USD 22
Bydgoszcz, Poland: USD 29
Gdansk, Poland: USD 30
Gdynia, Poland: USD 30
Katowice, Poland: USD 27
Krakow (Cracow), Poland: USD 30
Lodz, Poland: USD 29
Lublin, Poland: USD 28
Poznan, Poland: USD 29
Szczecin, Poland: USD 29
Warsaw, Poland: USD 31
Wroclaw, Poland: USD 30
Braga, Portugal: USD 35
Coimbra, Portugal: USD 36
Lisbon, Portugal: USD 38
Porto, Portugal: USD 37
San Juan, Puerto Rico: USD 52
Doha, Qatar: USD 47
Arad, Romania: USD 24
Brasov, Romania: USD 25
Bucharest, Romania: USD 29
Cluj-napoca, Romania: USD 27
Craiova, Romania: USD 23
Iasi, Romania: USD 26
Sibiu, Romania: USD 26
Timisoara, Romania: USD 26
Moscow, Russia: USD 34
Novosibirsk, Russia: USD 27
Saint Petersburg, Russia: USD 32
Yekaterinburg, Russia: USD 29
Kigali, Rwanda: USD 28
Ad Dammam, Saudi Arabia: USD 36
Al Khobar, Saudi Arabia: USD 35
Jeddah (Jiddah), Saudi Arabia: USD 35
Riyadh, Saudi Arabia: USD 34
Belgrade, Serbia: USD 28
Nis, Serbia: USD 23
Novi Sad, Serbia: USD 26
Singapore, Singapore: USD 61
Bratislava, Slovakia: USD 36
Kosice, Slovakia: USD 35
Ljubljana, Slovenia: USD 44
Cape Town, South Africa: USD 32
Durban, South Africa: USD 30
Johannesburg, South Africa: USD 33
Pretoria, South Africa: USD 34
Seoul, South Korea: USD 62
Barcelona, Spain: USD 46
Bilbao, Spain: USD 50
Granada, Spain: USD 39
Las Palmas, Spain: USD 34
Madrid, Spain: USD 46
Malaga, Spain: USD 39
Palma De Mallorca, Spain: USD 48
Santa Cruz De Tenerife, Spain: USD 37
Sevilla, Spain: USD 39
Valencia, Spain: USD 40
Zaragoza (Saragossa), Spain: USD 44
Colombo, Sri Lanka: USD 28
Gothenburg, Sweden: USD 58
Lund, Sweden: USD 56
Malmo, Sweden: USD 55
Stockholm, Sweden: USD 63
Uppsala, Sweden: USD 53
Basel, Switzerland: USD 100
Bern, Switzerland: USD 96
Geneva, Switzerland: USD 100
Lausanne, Switzerland: USD 92
Lugano, Switzerland: USD 86
Zug, Switzerland: USD 100
Zurich, Switzerland: USD 106
Kaohsiung, Taiwan: USD 44
Taichung, Taiwan: USD 50
Taipei, Taiwan: USD 52
Dar Es Salaam, Tanzania: USD 35
Bangkok, Thailand: USD 39
Chiang Mai, Thailand: USD 35
Pattaya, Thailand: USD 33
Phuket, Thailand: USD 39
Tunis, Tunisia: USD 21
Ankara, Turkey: USD 30
Antalya, Turkey: USD 28
Bursa, Turkey: USD 28
Istanbul, Turkey: USD 32
Izmir, Turkey: USD 29
Kampala, Uganda: USD 25
Dnipropetrovsk, Ukraine: USD 19
Kharkiv, Ukraine: USD 19
Kiev, Ukraine: USD 21
Lviv, Ukraine: USD 18
Odesa, Ukraine: USD 22
Abu Dhabi, United Arab Emirates: USD 46
Dubai, United Arab Emirates: USD 51
Sharjah, United Arab Emirates: USD 43
Aberdeen, United Kingdom: USD 56
Belfast, United Kingdom: USD 47
Birmingham, United Kingdom: USD 48
Brighton, United Kingdom: USD 51
Bristol, United Kingdom: USD 51
Cambridge, United Kingdom: USD 56
Cardiff, United Kingdom: USD 49
Coventry, United Kingdom: USD 52
Edinburgh, United Kingdom: USD 54
Glasgow, United Kingdom: USD 51
Leeds, United Kingdom: USD 49
Liverpool, United Kingdom: USD 47
London, United Kingdom: USD 60
Manchester, United Kingdom: USD 51
Newcastle Upon Tyne, United Kingdom: USD 48
Norwich, United Kingdom: USD 51
Nottingham, United Kingdom: USD 52
Oxford, United Kingdom: USD 54
Reading, United Kingdom: USD 57
Sheffield, United Kingdom: USD 48
Southampton, United Kingdom: USD 49
York, United Kingdom: USD 52
Akron, United States OH: USD 60
Albuquerque, United States NM: USD 49
Allentown, United States PA: USD 59
Anchorage, United States AK: USD 72
Ann Arbor, United States MI: USD 50
Arlington, United States VA: USD 65
Asheville, United States NC: USD 58
Athens, United States GA: USD 44
Atlanta, United States GA: USD 57
Augusta, United States GA: USD 54
Austin, United States TX: USD 55
Bakersfield, United States CA: USD 51
Baltimore, United States MD: USD 60
Bellevue, United States WA: USD 64
Berkeley, United States CA: USD 67
Birmingham, United States AL: USD 53
Boise, United States ID: USD 46
Boston, United States MA: USD 63
Boulder, United States CO: USD 60
Brooklyn, United States NY: USD 71
Buffalo, United States NY: USD 53
Burlington, United States VT: USD 62
Charleston, United States SC: USD 63
Charlotte, United States NC: USD 54
Chattanooga, United States TN: USD 52
Chicago, United States IL: USD 59
Cincinnati, United States OH: USD 51
Cleveland, United States OH: USD 55
College Station, United States TX: USD 47
Columbia, United States SC: USD 53
Columbus, United States OH: USD 51
Dallas, United States TX: USD 49
Dayton, United States OH: USD 54
Denver, United States CO: USD 57
Des Moines, United States IA: USD 56
Detroit, United States MI: USD 56
Durham, United States NC: USD 53
Eugene, United States OR: USD 58
Everett, United States WA: USD 59
Fayetteville, United States AR: USD 56
Fort Collins, United States CO: USD 59
Fort Lauderdale, United States FL: USD 54
Fort Myers, United States FL: USD 51
Fort Wayne, United States IN: USD 51
Fort Worth, United States TX: USD 51
Fremont, United States CA: USD 50
Fresno, United States CA: USD 54
Gainesville, United States FL: USD 49
Grand Rapids, United States MI: USD 55
Greensboro, United States NC: USD 56
Greenville, United States SC: USD 54
Harrisburg, United States PA: USD 55
Hartford, United States CT: USD 59
Honolulu, United States HI: USD 74
Houston, United States TX: USD 53
Huntsville, United States AL: USD 47
Indianapolis, United States IN: USD 57
Irvine, United States CA: USD 58
Jacksonville, United States FL: USD 56
Jersey City, United States NJ: USD 56
Kansas City, United States MO: USD 49
Knoxville, United States TN: USD 47
Las Vegas, United States NV: USD 51
Lexington, United States KY: USD 51
Little Rock, United States AR: USD 56
Los Angeles, United States CA: USD 57
Louisville, United States KY: USD 54
Madison, United States WI: USD 49
Manchester, United States NH: USD 52
Melbourne, United States FL: USD 63
Memphis, United States TN: USD 56
Miami, United States FL: USD 64
Milwaukee, United States WI: USD 56
Minneapolis, United States MN: USD 61
Mobile, United States AL: USD 49
Nashville, United States TN: USD 55
New Haven, United States CT: USD 68
New Orleans, United States LA: USD 58
New York, United States NY: USD 70
Newark, United States NJ: USD 52
Oakland, United States CA: USD 64
Oklahoma City, United States OK: USD 48
Olympia, United States WA: USD 60
Orlando, United States FL: USD 58
Pensacola, United States FL: USD 50
Philadelphia, United States PA: USD 62
Phoenix, United States AZ: USD 49
Pittsburgh, United States PA: USD 58
Plano, United States TX: USD 55
Portland, United States ME: USD 60
Portland, United States OR: USD 57
Queens, United States NY: USD 59
Raleigh, United States NC: USD 54
Reno, United States NV: USD 43
Richmond, United States VA: USD 55
Rochester, United States NY: USD 52
Rockville, United States MD: USD 69
Sacramento, United States CA: USD 58
Saint Louis, United States MO: USD 53
Saint Paul, United States MN: USD 58
Saint Petersburg, United States FL: USD 55
Salem, United States OR: USD 51
Salt Lake City, United States UT: USD 49
San Antonio, United States TX: USD 45
San Diego, United States CA: USD 56
San Francisco, United States CA: USD 73
San Jose, United States CA: USD 60
Santa Barbara, United States CA: USD 56
Santa Rosa, United States CA: USD 65
Seattle, United States WA: USD 66
Shreveport, United States LA: USD 53
Spokane, United States WA: USD 52
Springfield, United States MO: USD 45
Syracuse, United States NY: USD 54
Tacoma, United States WA: USD 61
Tallahassee, United States FL: USD 53
Tampa, United States FL: USD 56
Toledo, United States OH: USD 48
Tucson, United States AZ: USD 46
Tulsa, United States OK: USD 52
Vancouver, United States WA: USD 50
Virginia Beach, United States VA: USD 51
Washington, United States DC: USD 67
West Palm Beach, United States FL: USD 56
Wichita, United States KS: USD 51
Montevideo, Uruguay: USD 49
Caracas, Venezuela: USD 26
Hanoi, Vietnam: USD 31
Ho Chi Minh City, Vietnam: USD 31
Harare, Zimbabwe: USD 37

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